"What is the open enrollment period for Covered California"

2023 Open Enrollment Dates for Covered California

If you are not eligible for California Medi-Cal in California, you may qualify for a Covered California plan. In fact, based on your income, you may be eligible for subsidies to help you pay for your health insurance plan under the Enhanced Silver Plans program. However, you have to apply for Covered California in order to receive benefits. In this post, we will cover everything you need to know about the upcoming 2023 Open Enrollment Dates for Covered California. If you already have a plan, you will have to re-enroll.

Continue reading below for open enrollment details for Covered California.

"Open Enrollment Dates for Covered California"

Table of Contents:

  • 2023 Open Enrollment Dates for Covered California
  • Covered California Special Enrollment Period
  • Do I have to re-enroll in Covered California every year?

2023 Open Enrollment Dates for Covered California

2023 Open enrollment for Covered California plans begins November 1, 2022, and ends January 31, 2023.

However, once you enroll, your healthcare coverage does not start immediately.

If you sign up for coverage in the upcoming open enrollment cycle, your coverage will not begin until January 1st, 2023.

Individuals with special qualifying life events can enroll at any time of the year. See details about special open enrollment below.

Additionally, Medi-Cal enrollment is also year-round.

Plans are effective based on the following deadlines:

  • December 15th for a January 1st effective date
  • January 15th for a February 1st effective date

Covered California Special Enrollment Period

If you experience a qualifying life event, you can enroll in a Covered California health insurance plan outside of the normal open enrollment period.

Most special enrollment periods last 60 days from the date of the qualifying life event.

Also, for most qualifying life events, your coverage will start on the first day of the following month after you select a plan.

Here is a list of the most common life events with corresponding deadlines.

Qualifying Life Event Enrollment Deadline Policy Effective Date
Permanently moved to/within California or Got married
January 15th February 1st
February 15th March 1st
March 15th April 1st
April 15th May 1st
May 15th June 1st
June 15th July 1st
July 15th August 1st
August 15th September 1st
September 15th October 1st
October 15th November 1st
November 15th December 1st
December 31st January 1st
Involuntary loss of health insurance
January 31st February 1st
February 28th March 1st
March 31st April 1st
April 30th May 1st
May 31st June 1st
June 30th July 1st
July 31st August 1st
August 31st September 1st
September 30th October 1st
October 31st November 1st
November 30th December 1st

Do I have to re-enroll in Covered California every year?

Yes, you have to re-enroll each year for Covered California health plans in order to continue your health insurance coverage.

Additionally, Medi-Cal members must renew their coverage each year to keep their health care benefits.

The table below provides a breakdown of Covered California health plans (Silver Health Plans) income limits based on household size:

Covered California Programs (If ineligible for Medi-Cal)
Plans that qualify for Premium Assistance (Tax credit continues beyond 400% of FPL)
American Indian/Alaska Native (AIAN) Zero Cost Sharing Plans AIAN Limited Cost Sharing
Silver 94 (100%-150% of FPL) Silver 87 (> 150%-200%) Silver 73 (> 200%-250%)
Persons in Family/Household 0% 100% 138% 150% 200% 213% 250% 266% 300% 322% 400%
For individuals $0 $12,880 $18,755 $19,320 $25,760 $28,947 $32,200 $36,150 $38,640 $43,760 $51,520
For a family/Household of 2 $0 $17,420 $25,268 $26,130 $34,840 $39,001 $43,550 $48,705 $52,260 $58,959 $69,680
For a family/Household of 3 $0 $21,960 $31,782 $32,940 $43,920 $49,054 $54,900 $61,260 $65,880 $74,157 $87,840
For a family/Household of 4 $0 $26,500 $38,295 $39,750 $53,000 $59,108 $66,250 $73,815 $79,500 $89,355 $106,000
For a family/Household of 5 $0 $31,040 $44,809 $46,560 $62,080 $69,162 $77,600 $86,371 $93,120 $104,554 $124,160
For a family/Household of 6 $0 $35,580 $51,323 $53,370 $71,160 $79,215 $88,950 $98,926 $106,740 $119,752 $142,320
For a family/Household of 7 $0 $40,120 $57,836 $60,180 $80,240 $89,269 $100,300 $111,481 $120,360 $134,951 $160,480
For a family/Household of 8 $0 $44,660 $64,350 $66,990 $89,320 $99,322 $111,650 $124,036 $133,980 $150,149 $178,640
For a family/Household of 9+: add $0 $4,540 $6,514 $6,810 $9,080 $10,054 $11,350 $12,556 $13,620 $15,199 $18,160
Medi-Cal Programs
Medi-Cal for Adults Medi-Cal for Pregnant Women Medical Access Program (For Pregnant Women)
Medi-Cal for Kids (0-18 Years) CCHIP (for San Francisco, San Mateo, and Santa Cruz county residents)

Open Enrollment Dates for Covered California Summary

We hope this post on 2023 Open Enrollment Dates for Covered California was helpful.


If you have further questions about Medi-Cal, please let us know in the comments section below.

Be sure to check out our other articles about Medi-Cal and California Medicaid program, including:

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